Small-business website recurring cost worksheet

Build a recurring website budget for one small business site. Enter prices in one currency and choose monthly equivalents for annual or prepaid services. This worksheet keeps payment processing as a separate variable cost, because it depends on your sales volume and provider's fee schedule.

Enter recurring costs and payment assumptions

Enter all eight values in one currency. Use 0 for a category or payment volume that does not apply.

Calculation method and limits

The worksheet converts annual domain renewal into a monthly equivalent, adds your hosting or builder, email, and optional monthly costs, then estimates payment fees from your entered successful transaction count and average payment. It reports itemized monthly estimates and a 12-month total. The transaction estimate is percentage fee × entered sales plus fixed fee × successful payments.

This is a planning scenario, not a quote or accounting/tax advice. Processing fees may vary by country, card type, payment method, currency conversion, refunds, disputes, negotiated pricing, and other conditions. A platform may combine hosting, email, or transaction fees differently, so avoid counting the same service twice. The model excludes taxes, one-time setup and redesign, labor, inventory, advertising, financing, chargebacks, refunds, and price changes. For an annual or prepaid plan, dividing by 12 shows an average budget amount; it does not predict the amount due at checkout.

Fee examples checked November 3, 2026

The US Small Business Administration advises estimating costs based on the business and including expenses that do not recur monthly by assigning a monthly share. Its startup-cost guidance includes making a website as a potential expense; this worksheet focuses on recurring costs and lets you add an optional monthly allowance for services or maintenance.

As one country- and payment-specific example, Stripe's US standard pricing page lists 2.9% + $0.30 per successful domestic-card transaction for online payments. The percentage and fixed fee fields are editable so you can use the current pricing that applies to your account. Do not use this example as a universal or guaranteed rate.

Sources checked November 3, 2026

• US Small Business Administration: Plan your business — startup-cost calculator, business-specific cost planning, and guidance to include fixed costs that do not recur monthly by calculating their monthly share.
• Stripe US pricing — standard online domestic-card example of 2.9% + $0.30 per successful transaction; conditions and additional fees apply.

For the domain and hosting components in more detail, use the 36-month website cost calculator, domain renewal worksheet, and website email cost comparison. The hosting plan cost method separates introductory and renewal pricing.